Termination of membership

It is important to keep your unemployment fund membership active. Benefits offered by YTK include a comprehensive and flexible members’ service, clear instructions for difficult situations, empathetic customer service and functional tools for different stages in your membership.

If you are joining a trade union, remember that YTK Unemployment Fund membership does not prevent you from becoming a member of a trade union. This means that you can simultaneously be a member of YTK and a trade union. The membership fee of a trade union typically also includes the membership fee of an unemployment fund. If you choose to stay with us, make sure that you do not make unnecessary membership payments to another unemployment fund.

If you decide to leave us, we thank you for your membership. We will always welcome you back! 

When you retire you will no longer need the services of an unemployment fund.We often receive lovely messages from our members who are retiring. We enjoy receiving them and they make us happy.

We thank you for your membership and wish health and happiness in your retirement!

In some situations, the YTK membership fee might be too much. We are sorry that it is not currently possible to apply for exemption from membership fees. However, you can ask for an extension to get more time to pay or arrange payment in instalments. Do not hesitate to contact us, we can surely come to a solution.

We recommend that you join an entrepreneurs’ unemployment fund as soon as you start working as a full-time entrepreneur. You can accrue your working condition only by being a member of an entrepreneurs’ unemployed fund. Remember to join an entrepreneurs’ unemployment fund within a month of leaving us. This way you will be protected if you become unemployed before fulfilling the working condition.

If you work as both an entrepreneur and an employee you can choose whether you want to insure yourself for unemployment with us or with an entrepreneurs’ unemployment fund. Think about it, contact us for help with reaching the best solution or learn more about the subject here.

It always pays to study. These days there are also many ways to combine studies and unemployment security. Remember that you can also accrue days for your working condition during studies. It provides you security after graduation.

According to the Unemployment Security Act, you will not lose the working condition you have accrued if you are absent from the labour market for an acceptable reason. Studying is one such acceptable reason. This means that if you were employed before the start of your studies, you can keep your accrued working condition if you pay your membership fee during your studies. An acceptable reason can extend the working condition review period by up to seven years. However, you do need to keep your unemployment fund membership active and the only way to do that is to pay the membership fee.

In most cases, you should join an unemployment fund in the country in which you work. Posted workers working for a Finnish employer are an exception to this rule and should join a Finnish employees’ unemployment fund. Learn more.

According to the Unemployment Security Act, you will not lose the working condition you have accrued if you are absent from the labour market for an acceptable reason. Maternity leave, parental leave and home care of a child under 3 years of age are considered to be such acceptable reasons. This means that if you were employed before the start of your leave, you can keep your accrued working condition if you pay your membership fee as normal. An acceptable reason can extend the working condition review period by up to seven years. However, you do need to keep your unemployment fund membership active and the only way to do that is to pay the membership fee.

We are sorry that you had a bad experience.

Our goal is to offer the best customer service in Finland. We define good customer service based on the experience of our customers. When you are not satisfied, we have failed to do something right.

You are important to us and if you have not already given us feedback, we would be very glad to hear about your experience. You can message us using the OmaYTK service or contact our customer service by telephone. Your feedback helps us learn and continue to improve our service.

According to the Unemployment Security Act, you will not lose the working condition you have accrued if you are absent from the labour market for an acceptable reason. Sick leave is one such acceptable reason. This means that if you were employed before the start of your sick leave, you can keep your accrued working condition if you pay your membership fee as normal. An acceptable reason can extend the working condition review period by up to seven years. However, you do need to keep your unemployment fund membership active and the only way to do that is to pay the membership fee.

According to the Unemployment Security Act, you will not lose the working condition you have accrued if you are absent from the labour market for an acceptable reason. Conscription is one such acceptable reason. This means that if you were employed before the start of your conscription, you can keep your accrued working condition if you pay your membership fee as normal. An acceptable reason can extend the working condition review period by up to seven years. However, you do need to keep your unemployment fund membership active and the only way to do that is to pay the membership fee.